Schneiderman Insurance Agency, Inc. Blog
Campervans are ideal for a staycation; they are blissful and have that open-road feel. However, purchasing campervan insurance is not among the most exciting aspects of van life, but it is essential. You certainly don't want to spend all that time and money converting your van only to find out after an accident that it's not covered.
Your car and homeowner's insurance will cover some of the costs of a towable camper. Insuring your campervan could be confusing; for full coverage on a camper, you need to get insurance designed to cover it.
It could be a DIY Van or a Professionally Converted Van
Building your van should be a money saver; you could modify it exactly how you want it to be. On the other hand, it's much harder to get insurance for a van you've changed yourself than for a van that trained professionals converted.
Insurance That Covers Your DIY Campervan
Van life is about having as many adventures and experiences as possible, so it's important to be ready for anything.
1. The van itself
One choice is to get regular car insurance for your camper van. Remember that only the van itself will be insured, not your building materials or anything included inside your van. This is not the best option, especially for people who live in their vans, because if you are involved in an accident, you will not receive very much of your cost back.
2. The items used in building
To get the right insurance for your buildout, you must keep good records of what you buy. Keep a list of everything you buy for your build, down to every nut and bolt. At the end of the build, put these purchases into sections such as plumbing, electrical, and appliances.
To get campervan insurance, you must keep careful records of how you built your van.
Insurance includes what you did during construction, the records your insurance company needs, registering the van as a van conversion, and insuring your things. The only thing that matters about the amount of coverage is its flexibility.
At Schneiderman Insurance Agency, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays, and we're here to help you. Learn more about our products and services by calling our agency at (818) 322-4744. You can also request a free quote by CLICKING HERE. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!