Schneiderman Insurance Agency, Inc. Blog
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 What are the differences between HO-3 and HO-5 Insurance Policies? Why is one preferable for the client, and is an HO-5 policy really that much better? (YES!)
Not all insurance policies are created equal. I don’t know how many times I have had a conversation with a potential client about how you can’t just compare insurance quotes at face value or put two declaration pages against one another and consider it an “apples to apples” comparison.
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 Every policy starts with a quality action insurance plan to determine what coverages are needed and what limits best serve the insured party. Here are some suggestions for developing an action insurance plan for various types of insurance policies.
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