Employment Practices Liability Insurance

Having the proper business insurance coverage at an affordable rate can make the difference between the success and failure of your business. Allow our commercial insurance experts to help guide you to success.

What is Employment Practices Liability Insurance?

Employment Practices Liability Insurance otherwise referred to as EPLI provides coverage for defense costs and damages arising from claims by workers that their rights as employees of the company have been violated. Examples of certain employment-related claims include:

Wrongful Termination
Discrimination
Sexual Harassment
Failure to employ promote
Mismanagement of employee benefit plans
Negligent Evaluation
Breach of Employment Contract
Deprivation of Career Opportunity
Whistleblower Claims

Each Employment Practices Liability Insurance (EPLI) policy is different so be sure to fully understand what each company and policy will cover and what types of claims are excluded. One example of a common exclusion from an EPLI policy is wage and hour claims. Some carriers may pay for a defense against such EPLI claims, but tend not to pay for damages or penalties awarded in a judgement.

In is important to know the laws of the state your employees will be working in. You can find some helpful information through the California Department of Industrial Relations.
Contact the Schneiderman Insurance Agency today to discuss your Employment Practices Liability Insurance (EPLI) needs.

(818) 322-4744
17425 Chatsworth Street #104
Granada Hills, CA 91344
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