Contact Us: (818) 322-4744
Schneiderman Insurance Agency, Inc.
  • Home
  • Products
    • Business >
      • Business Life Insurance
      • Auto Service & Repair Insurance
      • Business Owners Package (BOP) Insurance
      • Builders Risk Insurance
      • Commercial Auto & Fleet Insurance
      • Commercial Earthquake Insurance
      • Commercial Umbrella Insurance
      • Contractors Insurance
      • Employment Practices Liability Insurance
      • Group Benefits
      • Habitational Insurance
      • Inland Marine Insurance
      • Institutional insurance
      • Manufacturing Insurance
      • Professional Liability Insurance
      • Real Estate Insurance
      • Restaurant Insurance
      • Retail Insurance
      • Surety and Fidelity Bond
      • Wholesale Distribution
      • Workers Compensation
    • Personal >
      • Vehicles >
        • Auto Insurance
        • ATV Insurance
        • Boat Insurance
        • Classic Car Insurance
        • Motorcycle Insurance
        • Roadside Assistance
        • RV Insurance
      • Property >
        • Home Insurance
        • Earthquake Insurance
        • Flood Insurance
        • Landlords Insurance
        • Renters Insurance
      • Health >
        • Health Insurance
        • Long Term Care Insurance
    • Life >
      • Life Insurance
      • Disability Insurance
      • Final Expense Insurance
    • Other >
      • Event Insurance
      • Pet Insurance
      • Wedding Insurance
      • Umbrella Insurance
      • Mobile Home Insurance >
        • Mobile Home Insurance Get A Quote
      • Vacation Rental Insurance
  • Resources
    • Articles
    • Discount Opportunities
    • Insurance Industry Links
    • Job Opportunities
    • Newsletter Signup
    • Online Services >
      • Report a Claim
      • Make a Payment
      • Update Contact Info
      • Policy Changes
      • Proof of Insurance
      • Contact My Carrier
      • Online Documents
      • Free Consultation
    • Local >
      • Chatsworth
      • Eagle Rock
      • Echo Park
      • Glendale
      • Granada Hills
      • Los Angeles
      • Los Feliz
      • Hollywood
      • Northridge
      • Porter Ranch
      • Silver Lake
      • Simi Valley
  • Blog
  • About
    • Staff Directory
    • Client Testimonials
    • Privacy Notice
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
  • Contact
    • Yelp Reviews
  • Home
  • Products
    • Business >
      • Business Life Insurance
      • Auto Service & Repair Insurance
      • Business Owners Package (BOP) Insurance
      • Builders Risk Insurance
      • Commercial Auto & Fleet Insurance
      • Commercial Earthquake Insurance
      • Commercial Umbrella Insurance
      • Contractors Insurance
      • Employment Practices Liability Insurance
      • Group Benefits
      • Habitational Insurance
      • Inland Marine Insurance
      • Institutional insurance
      • Manufacturing Insurance
      • Professional Liability Insurance
      • Real Estate Insurance
      • Restaurant Insurance
      • Retail Insurance
      • Surety and Fidelity Bond
      • Wholesale Distribution
      • Workers Compensation
    • Personal >
      • Vehicles >
        • Auto Insurance
        • ATV Insurance
        • Boat Insurance
        • Classic Car Insurance
        • Motorcycle Insurance
        • Roadside Assistance
        • RV Insurance
      • Property >
        • Home Insurance
        • Earthquake Insurance
        • Flood Insurance
        • Landlords Insurance
        • Renters Insurance
      • Health >
        • Health Insurance
        • Long Term Care Insurance
    • Life >
      • Life Insurance
      • Disability Insurance
      • Final Expense Insurance
    • Other >
      • Event Insurance
      • Pet Insurance
      • Wedding Insurance
      • Umbrella Insurance
      • Mobile Home Insurance >
        • Mobile Home Insurance Get A Quote
      • Vacation Rental Insurance
  • Resources
    • Articles
    • Discount Opportunities
    • Insurance Industry Links
    • Job Opportunities
    • Newsletter Signup
    • Online Services >
      • Report a Claim
      • Make a Payment
      • Update Contact Info
      • Policy Changes
      • Proof of Insurance
      • Contact My Carrier
      • Online Documents
      • Free Consultation
    • Local >
      • Chatsworth
      • Eagle Rock
      • Echo Park
      • Glendale
      • Granada Hills
      • Los Angeles
      • Los Feliz
      • Hollywood
      • Northridge
      • Porter Ranch
      • Silver Lake
      • Simi Valley
  • Blog
  • About
    • Staff Directory
    • Client Testimonials
    • Privacy Notice
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
  • Contact
    • Yelp Reviews


Health Insurance

Having the proper health insurance coverage can literally be a matter of life or death. We'll make sure you're family is properly covered with health insurance premiums you can afford.

get a quote
Contact Us

What is Health Insurance?

Health insurance is coverage that provides for the payments of benefits as a result of sickness or injury. Includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment.

Health Insurance Types

Health Maintenance Organizations (HMOs) and Exclusive Provider Organizations (EPOs)
  • HMOs and EPOs may limit coverage to providers inside their networks. A network is a list of doctors, hospitals, and other health care providers that provide medical care to members of a specific health plan. If you use a doctor or facility that isn't in the HMO’s network, you may have to pay the full cost of the services provided.
  • HMO members usually have a primary care doctor and must get referrals to see specialists. This is generally not true for EPOs.
Preferred Provider Organizations (PPOs) and Point-of-Service plans (POS)
  • These insurance plans give you a choice of getting care within or outside of a provider network. With PPO or POS plans, you may use out-of-network providers and facilities, but you’ll have to pay more than if you use in-network ones. If you have a PPO plan, you can visit any doctor without a referral.
  • If you have a POS plan, you can visit any in-network provider without a referral, but you’ll need one to visit a provider out-of-network.
High Deductible Health Plan (HDHP)
  • High Deductible Health Plans typically feature lower premiums and higher deductibles than traditional insurance plans. 
  • If you have an HDHP, you can use a health savings account or a health reimbursement arrangement to pay for qualified out-of-pocket medical costs. This can lower the amount of federal tax you owe.
Catastrophic Health Insurance Plan
  • A catastrophic health insurance plan covers essential health benefits but has a very high deductible. This means it provides a kind of "safety net" coverage in case you have an accident or serious illness. 
  • Catastrophic plans usually do not provide coverage for services like prescription drugs or shots. 
  • Premiums for catastrophic plans may be lower than traditional health insurance plans, but deductibles are usually much higher.

    Contact us to learn more about the right health insurance for you.
(818) 322-4744​
17425 Chatsworth Street #104
Granada Hills, CA 91344​
Click Here to Email Us
Health Insurance Quote
Get a health insurance quote

Navigation

Homepage
Insurance Products
Insurance Blog
About Us
Contact Us
​
Privacy Notice
Agent Login

Connect With Us

Share This Page

Contact Us

Schneiderman Insurance Agency, Inc.​
17425 Chatsworth Street #104
Granada Hills, CA 91344
(818) 322-4744​
Click Here to Email Us

Location

Website by InsuranceSplash