Schneiderman Insurance Agency, Inc. Blog |
 In today’s competitive market, customer loyalty is more valuable than ever. While attracting new customers is essential, retaining existing ones is often more cost-effective and impactful over time. The key to building this lasting loyalty lies in effective Customer Relationship Management (CRM)—a strategy and system that helps businesses better understand, engage with, and serve their customers.
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 Traveling abroad by car—whether for a vacation, business trip, or long-term relocation—offers the freedom to explore on your terms. But just like at home, driving in a foreign country comes with risks. From language barriers and unfamiliar road rules to accidents and theft, the unexpected can happen anywhere. That’s why having the right international car insurance is essential before getting behind the wheel overseas.
This guide explains how international car insurance works, what it covers, and how to ensure you’re protected no matter where the road takes you.  In April 2025, President Donald Trump introduced sweeping tariffs: a 25% levy on imported automobiles and auto parts, and a 10% tariff on most other imports. While these "Liberation Day" tariffs aim to boost American manufacturing and correct trade imbalances, they’ve also triggered less obvious consequences, particularly in the insurance world.
 Recently, my son Aiden and I ventured into Altadena, a foothill community just north of Pasadena and less than 15 miles from downtown Los Angeles, to witness firsthand the devastation left by the Eaton Fire. What we found was heartbreaking — and humbling. Armed with our cameras, we set out not just to capture the destruction, but to preserve the stories written in scorched earth, melted structures, and the haunting quiet that now hangs over once-thriving communities.
 When you walk through a place that’s been changed forever, silence hits differently. In Malibu and the Pacific Palisades, the quiet that followed the recent wildfires wasn’t peaceful—it was heavy. I went there to photograph the aftermath, but what I found was more than destruction. It was absence. Stillness. Loss.
The goal was simple: preserve what the fire tried to erase.  Workplace injuries can happen in any industry — whether you’re working on a construction site, behind a desk, or in a restaurant kitchen. According to the U.S. Bureau of Labor Statistics, over 2.6 million nonfatal workplace injuries and illnesses were reported by private industry employers in 2022 alone. That’s why it's so important to know what to do if an injury occurs — and to understand your legal rights and obligations as either an employee or employer.
Navigating the workers’ compensation system may feel overwhelming, especially during a stressful recovery. But taking the right steps quickly can make all the difference in securing proper treatment, benefits, and peace of mind.  Corporate leadership comes with more than just power and prestige — it comes with responsibility, and, in many cases, legal risk. Today’s business climate is highly litigious, and executives and board members are increasingly vulnerable to lawsuits stemming from their decisions and actions. That’s where Directors and Officers (D&O) Insurance steps in as a vital layer of protection, often referred to as “executive armor.”
Whether you're leading a public corporation, a nonprofit organization, or a private company, D&O insurance is an essential part of your risk management strategy. It not only shields your leaders personally but also safeguards your organization from the financial fallout of litigation.  Driving is a daily necessity for many, but it also comes with real risks. According to the National Highway Traffic Safety Administration (NHTSA), the vast majority of crashes are caused by human error — things like distracted driving, speeding, and misjudging traffic conditions. That’s why defensive driving is so important. It’s not just about obeying traffic laws — it’s about adopting a proactive approach that helps you anticipate danger, avoid collisions, and make smarter decisions on the road.
Whether you're a new driver or a seasoned commuter, defensive driving is one of the most effective ways to stay safe, reduce stress, and protect others around you. 
Home insurance in California is frustrating right now. Premiums are up, policies are getting non-renewed, and options are shrinking—especially in wildfire-prone areas. When the stress builds, it’s tempting to throw in the towel and let your bank handle it.
"I’ll just cancel my policy and let the mortgage company force-place insurance."  Many people want insurance that’s both affordable and reliable. But in the world of coverage, you often get what you pay for. Here’s why trying to get “good and cheap” insurance in California may not be as straightforward—or safe—as it sounds.
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