Schneiderman Insurance Agency, Inc. Blog
Many people need clarification about the difference between renters insurance and landlord insurance. It may sound simple, but they differ on which type of coverage kicks in across different scenarios. When you turn a house into a rental property, think of the kind of insurance that helps protect your place. Read on to learn about the difference between renters' and landlord insurance.
In recent years, more and more employers have been hiring freelancers and independent contractors. With the advanced technology available today, freelancers can utilize their specialized services to look for a job. Businesses employ independent contractors to keep costs down, but what happens if a freelancer is injured on the job?
Whether a worker is a regular employee or an independent contractor, their workers’ compensation cases are frequently disputed to learn about freelancers’ compensation insurance.
Campervan insurance can be a complicated topic because of the various factors that affect your coverage options. Read on to learn about the most crucial van insurance factors for keeping you and your investment safe and protected.
Challenges In California's Insurance Market: Natural Disasters, Healthcare Costs, And COVID-19
The insurance market in California has seen its fair share of ups and downs in recent years. From wildfires to a global pandemic, there have been numerous challenges that have impacted the industry. In this blog post, we will explore how and why the insurance market is struggling in California.
Investing in rental property can be exciting, but not having the right insurance coverage can put your entire investment at risk. Owners of a rental property purchase landlord insurance to protect the dwelling and liability protection that homeowners insurance does not offer.
Rental properties are more likely to have more severe claims than primary residences. Due to this increased risk, landlord insurance is more expensive compared to homeowners.
Renting out your home is a fantastic way to earn extra money. Making your existing property a rental is a terrific investment if you don't use it or live there. Turning your house into a rental is beneficial for financial independence.
Read through to learn what it entails to be a landlord and what kind of return on investment you can expect before turning your house into a rental.
Home insurance is not required by law, although mortgage lenders require it before they will lend you money for your house purchase.
Home insurance safeguards the mortgage lender's investment by providing the funds to restore or rebuild the home if it is damaged or destroyed by a fire, a lightning storm, a tornado, or another covered disaster.
Every year, there are car accidents, and it's crucial to be prepared for the worst when you're driving, and auto insurance becomes important in this situation.
In an emergency, most people don't have enough money to pay for necessary repairs, damages, and possible legal costs. Car insurance eases the burden of financial obligations after an accident. These costs are entirely or partially covered by auto insurance.
The running of a business is something you can control partially, and the purpose of business insurance is to protect you financially if something goes wrong.
How Van Conversion Insurance Can Help If You're Planning To Make A DIY Camper Van
Campervans are ideal for a staycation; they are blissful and have that open-road feel. However, purchasing campervan insurance is not among the most exciting aspects of van life, but it is essential. You certainly don't want to spend all that time and money converting your van only to find out after an accident that it's not covered.
Your car and homeowner's insurance will cover some of the costs of a towable camper. Insuring your campervan could be confusing; for full coverage on a camper, you need to get insurance designed to cover it.