Today we are rattling off about the shaky subject of earthquake insurance. We touched on this a little bit in our Financial Preparedness series, including best earthquake insurance practices, but we are going to go a bit more in-depth on for this update.

​One of the most commonly asked questions is, “Do I need earthquake insurance?” 

The answer is not simple. Just like your house isn’t like everyone else’s, what to expect from an earthquake insurance policy (or even your homeowners insurance policy) is unique to your situation. Hopefully, after reading, you’ll have a better understanding of what to consider when shopping for earthquake insurance.

In this episode, we are taking a much closer, fascinating look at home insurance and the way that you can protect your home should disaster strike. But first, as usual, we start off with a little bit of news. Tom and Ron talk about a survey regarding the lack of knowledge most buyers have regarding closing costs — and Tom reads them the riot act.

​The California Earthquake Authority has made a lot of changes to the coverage the offer effective January 1, 2016.  From expanded deductible options or increased coverage availability, much has changed when it comes to the availability of earthquake insurance coverage in California.  Learn more here: