Contact Us: (818) 322-4744
Schneiderman Insurance Agency, Inc.
  • Home
  • Products
    • Business >
      • Business Life Insurance
      • Auto Service & Repair Insurance
      • Business Owners Package (BOP) Insurance
      • Builders Risk Insurance
      • Commercial Auto & Fleet Insurance
      • Commercial Earthquake Insurance
      • Commercial Umbrella Insurance
      • Contractors Insurance
      • Employment Practices Liability Insurance
      • Group Benefits
      • Habitational Insurance
      • Inland Marine Insurance
      • Institutional insurance
      • Manufacturing Insurance
      • Professional Liability Insurance
      • Real Estate Insurance
      • Restaurant Insurance
      • Retail Insurance
      • Surety and Fidelity Bond
      • Wholesale Distribution
      • Workers Compensation
    • Personal >
      • Vehicles >
        • Auto Insurance
        • ATV Insurance
        • Boat Insurance
        • Classic Car Insurance
        • Motorcycle Insurance
        • Roadside Assistance
        • RV Insurance
      • Property >
        • Home Insurance
        • Earthquake Insurance
        • Flood Insurance
        • Landlords Insurance
        • Renters Insurance
      • Health >
        • Health Insurance
        • Long Term Care Insurance
    • Life >
      • Life Insurance
      • Disability Insurance
      • Final Expense Insurance
    • Other >
      • Event Insurance
      • Pet Insurance
      • Wedding Insurance
      • Umbrella Insurance
      • Mobile Home Insurance >
        • Mobile Home Insurance Get A Quote
      • Vacation Rental Insurance
  • Resources
    • Articles
    • Discount Opportunities
    • Insurance Industry Links
    • Job Opportunities
    • Newsletter Signup
    • Online Services >
      • Report a Claim
      • Make a Payment
      • Update Contact Info
      • Policy Changes
      • Proof of Insurance
      • Contact My Carrier
      • Online Documents
      • Free Consultation
    • Local >
      • Chatsworth
      • Eagle Rock
      • Echo Park
      • Glendale
      • Granada Hills
      • Los Angeles
      • Los Feliz
      • Hollywood
      • Northridge
      • Porter Ranch
      • Silver Lake
      • Simi Valley
  • Blog
  • About
    • Staff Directory
    • Client Testimonials
    • Privacy Notice
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
  • Contact
    • Yelp Reviews
  • Home
  • Products
    • Business >
      • Business Life Insurance
      • Auto Service & Repair Insurance
      • Business Owners Package (BOP) Insurance
      • Builders Risk Insurance
      • Commercial Auto & Fleet Insurance
      • Commercial Earthquake Insurance
      • Commercial Umbrella Insurance
      • Contractors Insurance
      • Employment Practices Liability Insurance
      • Group Benefits
      • Habitational Insurance
      • Inland Marine Insurance
      • Institutional insurance
      • Manufacturing Insurance
      • Professional Liability Insurance
      • Real Estate Insurance
      • Restaurant Insurance
      • Retail Insurance
      • Surety and Fidelity Bond
      • Wholesale Distribution
      • Workers Compensation
    • Personal >
      • Vehicles >
        • Auto Insurance
        • ATV Insurance
        • Boat Insurance
        • Classic Car Insurance
        • Motorcycle Insurance
        • Roadside Assistance
        • RV Insurance
      • Property >
        • Home Insurance
        • Earthquake Insurance
        • Flood Insurance
        • Landlords Insurance
        • Renters Insurance
      • Health >
        • Health Insurance
        • Long Term Care Insurance
    • Life >
      • Life Insurance
      • Disability Insurance
      • Final Expense Insurance
    • Other >
      • Event Insurance
      • Pet Insurance
      • Wedding Insurance
      • Umbrella Insurance
      • Mobile Home Insurance >
        • Mobile Home Insurance Get A Quote
      • Vacation Rental Insurance
  • Resources
    • Articles
    • Discount Opportunities
    • Insurance Industry Links
    • Job Opportunities
    • Newsletter Signup
    • Online Services >
      • Report a Claim
      • Make a Payment
      • Update Contact Info
      • Policy Changes
      • Proof of Insurance
      • Contact My Carrier
      • Online Documents
      • Free Consultation
    • Local >
      • Chatsworth
      • Eagle Rock
      • Echo Park
      • Glendale
      • Granada Hills
      • Los Angeles
      • Los Feliz
      • Hollywood
      • Northridge
      • Porter Ranch
      • Silver Lake
      • Simi Valley
  • Blog
  • About
    • Staff Directory
    • Client Testimonials
    • Privacy Notice
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
  • Contact
    • Yelp Reviews

Schneiderman Insurance Agency, Inc. Blog

Flood Insurance Awareness Rises Based On Concerns Of El Nino

11/19/2015

0 Comments

 
Picture
Strong El Nino conditions in the Pacific Ocean are causing a lot of discussion by local and national news and governmental agencies urging residents to consider purchasing Flood Insurance even in low to moderate risk flood areas. 
Just because your mortgage company does not require flood insurance does not mean that you should not consider purchasing a policy to protect your home and its contents.

El Nino is a weather pattern that starts with warmer than average temperatures in the Pacific Ocean and usually results in higher than average rainfall and intense storms in western areas of the United States, most specifically in California

The Los Angeles Times reported that since 1978 37% of all flood insurance claims case as a result of two winters (1982-1983 and 1997-1998), which happen to be the last two times there were similar El Nino conditions to this year.

There are many nuances to flood insurance that need to be considered.  While mudflow might be covered, mudslides and landslides are not.  A flood must affect two or more acres, or two or more properties for insurance to apply.  There are limits to the standard NFIP flood insurance policy, so if your residence replacement cost is in excess of $250,000 you will want to speak with your insurance agent about excess flood insurance options.

Flood insurance is available to homeowners, renters, condo owners, and commercial owners and renters. Costs depend on the limits of insurance purchased and the property’s flood risk.

It is important to understand that you cannot get flood insurance at the last minute, so if you are considering purchasing flood insurance it is advisable to act quickly as there is a 30 day waiting period for flood insurance to go into effect after it is purchased in most cases.

If you are interested in learning more about flood insurance available in your area of California, please contact us at our Los Angeles office today
0 Comments



Leave a Reply.

    Contact Us

    (818) 322-4744​
    17425 Chatsworth Street #104
    Granada Hills, CA 91344​
    Click Here to Email Us

    Archives

    December 2019
    August 2017
    July 2017
    February 2017
    December 2016
    October 2016
    May 2016
    April 2016
    February 2016
    January 2016
    November 2015
    April 2015
    March 2015
    January 2015
    September 2014
    June 2014
    May 2014
    April 2014
    March 2014
    October 2013

    Categories

    All
    Auto Insurance
    Business
    Business Insurance
    Earthquake Insurance
    Entertainment
    Estate Planning
    FAQs
    Financial
    Granada Hills
    Health Insurance
    Homeowners Insurance
    Insurance
    Insurance Videos
    Life Insurance
    Local
    Los Angeles
    Personal Insurance
    Recommendation
    Renters Insurance
    Safety
    Uncategorized

    RSS Feed

Navigation

Homepage
Insurance Products
Insurance Blog
About Us
Contact Us
​
Privacy Notice
Agent Login

Connect With Us

Share This Page

Contact Us

Schneiderman Insurance Agency, Inc.​
17425 Chatsworth Street #104
Granada Hills, CA 91344
(818) 322-4744​
Click Here to Email Us

Location

Website by InsuranceSplash