Schneiderman Insurance Agency, Inc. Blog
Campervan insurance can be a complicated topic because of the various factors that affect your coverage options. Read on to learn about the most crucial van insurance factors for keeping you and your investment safe and protected.
When Does a Van Become a Campervan?
A recent DVLA rule states that you don’t need to follow a process and re-identify your small van as a campervan unless you want to. Due to that, there are specific criteria that your van must meet for it to be officially called a campervan.
This change is because police need to identify a motorhome quickly, and they can only access the task with specific features. DVLA states that you will not be forced to change your vehicle’s body type unless the exterior is similar to a motor caravan.
What Are the Types of Campervan Insurance?
There are different campervan insurance types, depending on the build type you want and your budget. The insurance types vary depending on conversion materials, gears, and value. There are three types of campervan insurance you could get:
1. Auto Insurance
Getting regular auto insurance on your converted campervan is possible, but you’ll miss important things. Standard car insurance won’t cover your build materials or items you store in your van, such as fridges, electrical systems, camera gear, water systems, etc.
Auto insurance is an excellent option if you don’t have tons of build materials and goods stored inside your van.
2. RV Insurance
If you’ve spent time and money on your campervan build, you would want to get more coverage. It means you need to buy an RV insurance policy and to do so, here are a few factors you’ll need:
3. Personal Articles
Personal article insurance covers all the equipment and conversion products inside your van, such as computers, bicycles, and camera equipment. This insurance covers property anywhere you might travel in the world.
Get Your Campervan Insurance Now!
Buying and living in a van has become popular in recent years. Whether you’ve built a camper or had it professionally converted, there’s the proper insurance to protect you and your van.
At Schneiderman Insurance Agency, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get insurance that fits your needs. You can get more information about our products and services by calling our agency at (818) 322-4744. Get your free quote today by CLICKING HERE. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!