Schneiderman Insurance Agency, Inc. Blog
It's a terrific feeling when you take delivery of your brand-new camper van or when you complete your do-it-yourself modification. Although a camper van offers a lot of freedom and flexibility for adventurers, you must get insurance coverage before setting off.
You should insure not just the campervan itself but also its contents. Getting a camper van insured involves a lot of factors. What sort of van you have and how often you use it are two of the biggest determinants of your insurance premiums.
Differences in Insurance Between DIY-Converted and Professional Converted Vans
Insurers place a little more faith in the durability of a Class B RV or a properly converted van. Nevertheless, insurers are far less likely to take a chance on a DIY project since they have to place a lot more confidence in the quality of your build.
The Car Insurance
Having your regular vehicle insurance policy cover your camper van is one possibility. Don't forget that this covers the vehicle, not your tools or other belongings. The fact that you won't get much of your money back in the event of an accident makes this a less-than-ideal option, particularly for van dwellers.
The Conversion Insurance
However, if you've decided to convert your van yourself, you should know that it's feasible to secure camper van conversion insurance. Despite the additional risks to the insurer, there are insurance companies that may gladly cover your DIY van.
It would help if you took plenty of pictures of the construction process to provide evidence for your van insurance.
You must get campervan insurance if you plan to take your van out on the open road. You may have problems securing insurance for your do-it-yourself campervan conversion, but it is possible to do so if you keep thorough records of your build. Insurance is significantly simpler if your vehicle is properly modified or purchased from a large dealer.
At Schneiderman Insurance Agency, we aim to offer you all-encompassing insurance packages that simplify your life. With our assistance, you can choose the right policy for you and your family. Contact our agency at (818) 322-4744 for more details about our offerings. If you're interested in a free quotation, CLICK HERE. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!
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