Schneiderman Insurance Agency, Inc. Blog |
 Every policy starts with a quality action insurance plan to determine what coverages are needed and what limits best serve the insured party. Here are some suggestions for developing an action insurance plan for various types of insurance policies.
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In this episode, we are taking a much closer, fascinating look at home insurance and the way that you can protect your home should disaster strike. But first, as usual, we start off with a little bit of news. Tom and Ron talk about a survey regarding the lack of knowledge most buyers have regarding closing costs — and Tom reads them the riot act.
 Permissive use related to auto insurance policies is a common issue that policy holders need to understand. Our agency has noticed that many auto insurance policy holders have been misinformed by their previous agents, or have been operating outside the scope of their insurance policy’s guidelines regarding permissive use, and may have unintentional gaps in coverage of which they are unaware.
 Uninsured motorist coverage is an often misunderstood auto insurance coverage and is far too often declined by the policyholder, but it does a lot more than most clients are aware. While uninsured motorist coverage is typically associated with an accident involving two or more cars, the coverage often applies when an uninsured motorist hits a bicyclist or a pedestrian.
We’re really tired of writing about beloved performance artists passing away this year. We bet you’re tired of reading about them, too. But just like David Bowie’s death taught us earlier this year, the unexpected demise of his high purpleness, Prince, provides a strong lesson in the importance of proper estate planning.
According to the latest reports, Prince’s sister, Tyka Nelson, has filed court documents stating her brother left no will . Tyka asks a probate judge to name Bremer Bank as official administrator of the estate. She said the bank provided financial services to Prince for years, is familiar with his affairs and is best suited to protect his assets. The virtuoso musician died April 21 at 57 years old. His death sets off a countdown to see just how much the government plans to tax from his vast empire, estimated by various news sources to be in the region of $300 million. The California Earthquake Authority has made a lot of changes to the coverage the offer effective January 1, 2016. From expanded deductible options or increased coverage availability, much has changed when it comes to the availability of earthquake insurance coverage in California. Learn more here:  Since the recent discovery of a methane gas leak in Porter Ranch, California at the Aliso Canyon natural gas storage facility has received a lot of attention in the news over the last few months little has been discussed of how insurance companies are looking at the situation. Thousands of families have either fled the Porter Ranch community or been relocated due to health concerns as a result of the gas leak. Their relocation has left homes vacant until the leak has been properly fixed. Schools, such as Castlebay Lane Elementary and the newly built Porter Ranch Community School, have been closed indefinitely and relocated to nearby facilities as well.
Purchasing auto insurance in Los Angeles can bring up many concerns for the average driver and vehicle owner. While every driver in California is required to have auto insurance and the state requires certain minimum liability limits, not everyone obeys these laws. As we have to consider our own needs to protect against liability claims and uninsured motorists it is important to better understand auto insurance and the options available.
Not every auto insurance policy is equal. One company might have a low rate and another might seem high, but it takes a trained professional to help the public understand the difference.  So, you saved up for years to buy a car, and now you are looking for a cheap auto insurance policy. Whether you live in Granada Hills, Los Angeles, Northridge, Calabasas, Santa Monica, Simi Valley, Encino or Thousand Oaks you’ve worked hard to get where you are. Why take a chance by shopping for a cheap auto insurance policy that is meant to protect you and your family?
 It always amazes me that so many renters don’t feel the need to have an insurance policy protecting their personal property. While most homeowners are insured, it is astonishing that a majority of renters do not have renters insurance!
Here are some frequently asked questions that should help explain why renters insurance is an important policy to have for anyone that does not own their residence: |
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