The costs of home construction are increasing even in the pandemic. The two most important factors that have caused these price surges are the increased demand for lumber and other raw material use in house construction and the shortage of material. Essentially both supply and demand are being impacted at the same time.

How do you properly insure your campervan? If you own a converted campervan, this is the question that might have crossed your mind. Finding an insurance company for your converted campervan is difficult but it is not impossible. You just need to have a little bit of patience to find a knowledgeable insurance agent and the right planning to properly insure your converted campervan. In this article, we will tell you all the tips that you can follow during the process of insuring your converted campervan.

Mаkіng a mistake whеn buying аnу іnѕurаnсе policy can рrоvе tо bе quite соѕtlу, еѕресіаllу in the саѕе оf a homeowners іnѕurаnсе.  For most people, thеіr hоmе is thе most vаluаblе аѕѕеt thаt thеу оwn. To аvоіd paying a large amount of money fоr a policy that doesn’t fit your home insurance needs, іt іѕ wise tо choose a рlаn carefully and address some соmmоn topics thаt are  lіѕtеd below:

Misconceptions about life insurance are surprisingly common. People tend to think that life insurance is only necessary for parents with dependents or older adults with health conditions, and 80 percent of people think life insurance is more expensive than it really is! Whether you’re a young and healthy student or a new parent with a mortgage, buying life insurance is a smart, affordable decision that will protect the future of your loved ones. However, it’s important to understand how life insurance works and the coverage options available to you before purchasing a policy. Here are some essential things to know.

What are the differences between HO-3 and HO-5 Insurance Policies? Why is one preferable for the client, and is an HO-5 policy really that much better? (YES!)
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Not all insurance policies are created equal.  I don’t know how many times I have had a conversation with a potential client about how you can’t just compare insurance quotes at face value or put two declaration pages against one another and consider it an “apples to apples” comparison.

Every policy starts with a quality action insurance plan to determine what coverages are needed and what limits best serve the insured party.  Here are some suggestions for developing an action insurance plan for various types of insurance policies.

In this episode, we are taking a much closer, fascinating look at home insurance and the way that you can protect your home should disaster strike. But first, as usual, we start off with a little bit of news. Tom and Ron talk about a survey regarding the lack of knowledge most buyers have regarding closing costs — and Tom reads them the riot act.

Permissive use related to auto insurance policies is a common issue that policy holders need to understand.  Our agency has noticed that many auto insurance policy holders have been misinformed by their previous agents, or have been operating outside the scope of their insurance policy’s guidelines regarding permissive use, and may have unintentional gaps in coverage of which they are unaware.

Uninsured motorist coverage is an often misunderstood auto insurance coverage and is far too often declined by the policyholder, but it does a lot more than most clients are aware. While uninsured motorist coverage is typically associated with an accident involving two or more cars, the coverage often applies when an uninsured motorist hits a bicyclist or a pedestrian.