Schneiderman Insurance Agency, Inc. Blog |
 Why Water Claims Spike in Los Angeles and Across California, Even in the Dry MonthsWhen Californians think of property damage, wildfires and earthquakes often come to mind. But there's another year-round threat that quietly costs homeowners thousands, especially during the hot, dry summer months: water damage. This article explains why water claims are so frequent in California, particularly in the Los Angeles area, and what homeowners can do to better protect their property.
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 We’ve all been there—staring at a to-do list, fully aware of what needs to be done, yet putting it off for “just a little later.” Procrastination is more than a productivity killer; it’s a habit that can quietly delay progress, erode confidence, and hold us back from achieving our goals. Whether it’s starting a business, tackling your health, or organizing your finances, learning how to take timely action is key to long-term success and peace of mind.
The good news? You don’t need to overhaul your entire life to beat procrastination—you just need a smarter strategy and a willingness to start small.  In today’s competitive market, customer loyalty is more valuable than ever. While attracting new customers is essential, retaining existing ones is often more cost-effective and impactful over time. The key to building this lasting loyalty lies in effective Customer Relationship Management (CRM)—a strategy and system that helps businesses better understand, engage with, and serve their customers.
 Traveling abroad by car—whether for a vacation, business trip, or long-term relocation—offers the freedom to explore on your terms. But just like at home, driving in a foreign country comes with risks. From language barriers and unfamiliar road rules to accidents and theft, the unexpected can happen anywhere. That’s why having the right international car insurance is essential before getting behind the wheel overseas.
This guide explains how international car insurance works, what it covers, and how to ensure you’re protected no matter where the road takes you.  Running a small business often means wearing multiple hats—managing operations, handling finances, and taking care of your team. But no matter how small your workforce, protecting your employees (and your business) from workplace injuries is not optional—it’s essential. That’s where workers’ compensation insurance comes in.
This vital coverage not only safeguards your team in the event of an injury, but also protects your business from financial and legal risks. Here's what small business owners need to know about workers' comp—and why it's one of the smartest investments you can make.  In April 2025, President Donald Trump introduced sweeping tariffs: a 25% levy on imported automobiles and auto parts, and a 10% tariff on most other imports. While these "Liberation Day" tariffs aim to boost American manufacturing and correct trade imbalances, they’ve also triggered less obvious consequences, particularly in the insurance world.
 Recently, my son Aiden and I ventured into Altadena, a foothill community just north of Pasadena and less than 15 miles from downtown Los Angeles, to witness firsthand the devastation left by the Eaton Fire. What we found was heartbreaking — and humbling. Armed with our cameras, we set out not just to capture the destruction, but to preserve the stories written in scorched earth, melted structures, and the haunting quiet that now hangs over once-thriving communities.
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